Purpose

The primary purpose of the Financial Aid Program is to provide financial assistance to students who, without such aid, would be unable to attend college. Financial aid is provided in the following ways:

  • Federal Pell Grants
  • Federal Supplemental Educational Opportunity Grants (SEOG)
  • Federal Work Study Jobs
  • Institutional Work Study
  • Scholarships
  • Alabama Student Assistance Program
  • Direct Stafford Loan Program
  • Parent Plus Loan Program

Grants are monies usually provided from a political source, such as federal, state or local government, and do not have to be paid back. Scholarships are monies normally provided by private sources or foundations. In most cases, scholarships do not have to be paid back if a student follows all terms and conditions that are stated in the scholarship award document, which is provided to the student by the scholarship committee or foundation awarding the scholarship. Loans are monies that the student borrows and these monies will need to be paid back to the lender. In the Direct Loan program, the federal government is the lender.

Students in violation of the College’s strict policy against alcohol and drugs on campus and/or in violation of local, state and federal regulations on alcohol and drug usage may jeopardize their grant and work eligibility.

In determining student need, the Financial Aid Office personnel will use the Student Aid Report from the Free Federal Application for Student Aid (FAFSA). No financial aid can be determined without filing a FAFSA. To file the FAFSA, students should go to the website: http://www.fafsa.ed.gov. The FAFSA needs to be filed yearly, no earlier than October 1st. Once the FAFSA is filed, the student will receive the Student Aid Report, which will have the family’s Expected Family Contribution (EFC). The EFC will be used to consider financial need. The amount of financial assistance students may receive depends upon their need as determined by: the family’s EFC and aid received from outside sources. Financial aid is awarded on an academic year basis. Primary consideration is given to an applicant’s demonstrated financial need. Normally, the financial aid package will be disbursed in two payment periods, except the work-study award. The applicant receiving a work study award will receive wages monthly.